Frequently Asked Questions

What Makes Plaza Auto Leasing Different From All of the Other Leasing Companies?
Plaza Auto Leasing is extremely unique in that not only are we a Leasing Company but we are also a dealership! That means as a customer you receive the best of both worlds! The flexibility of getting any make or model  combined with the quick service and large on site inventory of a dealership!
There is no finance manager to meet with; just a friendly sales representative that can handle most of the transaction from credit application to insurance without your ever stepping foot in our offices. All you have to do is place your order and come in to pick up your car!
 
Why Does Plaza Auto Leasing Always Seem to Have the Lowest Prices?
The prices we advertise are the lowest in the industry because of our tremendous buying power as a dealership and we deliver exactly as promised unlike a typical dealership experience.
 
Does Plaza Auto Leasing Deliver?
Yes! We even deliver directly to your home or business to make the buying experience even more pleasant!
 
What is the difference between leasing and buying?
Below is an overview. If you have any specific questions if leasing or buying is right for you, please call us at 718-975-9000 and we will be happy to help you decide!
When you buy, you pay for the entire cost of a vehicle, regardless of how many miles you drive it or how long you keep it. Monthly payments are higher than for leasing. You typically make a down payment, pay sales taxes in cash or roll them into your loan, and pay an interest rate determined by your loan company based on your credit score. You make your first payment a month after you sign your contract. Later, you may decide to sell or trade the vehicle for its depreciated resale or trade value.
When you lease, you pay only a portion of a vehicle’s cost, which is the part that you “use up” during the time you’re driving it. Leasing is a form of financing and is not the same as renting. You have the option of not making a down payment, you pay sales tax only on your monthly payments (in most states), and you pay a financial rate, called money factor, that is similar to the interest on a loan. You may also be required to pay fees and possibly a security deposit that you don’t pay when you buy. You make your first payment at the time you sign your contract — for the month ahead. At lease-end, you may either return the vehicle, or purchase it for its depreciated resale value. You may be charged a lease-end disposition fee.

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